While you are never going to anticipate every expense, taking some time to map out MOST of them will help you be much more prepared when they inevitably come.

Our spending tends to go up as our incomes do. Make a plan to ensure that your savings or investing also grows with your income.

A Target Date Fund helps ensure that you are diversified in a way that is appropriate for your age (or for how far off retirement is).

By switching to a debit card for your daily expenses, you separate out your daily life costs and your debt repayments. Seeing the immediate impact on your checking account balance makes it easier to avoid overspending.

FSA : Prepare for inevitable medical expenses and stretch your money further

Without knowing what your medical bills will cost it is particularly challenging to proactively prepare for them.

Unexpected expenses are inevitable. We may not know when, or how much they will cost, but it is naive to not anticipate that they are coming.

Buy Now, Pay Later

Is it bad to use Buy Now, Pay Later?

Identifying an appropriate amount to spend on Needs, Wants and Savings.

Savings Buckets - saving for specific goals

Is a 0% Balance Transfer a good idea?